MBIR technology the team at MBIR <A HREF="http://www.mobiclear.com/page.aspx?id=6" target="_blank">http://www.mobiclear.com/page.aspx?id=6</A> i wonder if the call from mobiclear to authorise the credit card charges by entering the pincode on ones phone is patented? if it is patented, this could be hugh, even moreso if mobiclear signs contract with a major credit card company