D.Indian, F.T.R, I think you know I have NOT said "Blame Jeremy"...No need to put extra blame on more then those necessary for performance of certain duties fiduciary responsibilities.
...Jeremy is not in that position of even qualifying for any such blame...His name is brought up as an additional 'contact person' and to act as liaison and perhaps facilitator....Again not a position of any "blame"...As you suggested I have said.
..."Together we learn -- Together we earn"... 2create