Jibes, we have to stop butting heads like this. lol, I have been thinking on the Last Known Peak idea for a while! I see that you do not have a spreadsheet yet. If you like you can try my new Synchrovest spreadsheet to test your Idea, it should work. In the new Synchrovest spreadsheet, change the 200 day MA column to Last Known Peak and just stick your numbers in each month. If you adjust the trigger point for the second stage to a low fraction, like .1 or .05. then it will never kick in and you can see how well your idea works. While the new Synchrovest does not divide the cash by a number and give out equal amounts over that number of months. It does have a planned investment divider, that works similar. So you can get a good idea of how your system will work.
I hope you are having a merry Christmas and holidays.
Clifford
Come see me at Systematic Investing group #board-966 lets talk formula plans.