evaluated Downey Financial (DSL). Caution: Don't buy DSL unless you do your homework. Cramer: DSL is seriously undervalued, and there are 3 ways to win with DSL: via an interest rate cut, it's a takeover target [which could generate a $110 per share offer], and it's a short-busting play [40% of the float is short]. Cramer: Buy DSL, but only after doing your homework. The
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Tell Her your plans ....