MicroHoldings US, Inc (fka MCHU)

[balamidas]

General trading conditions the MERKUR Telekom Ltd. (AGB)

I. General regulations

A. MERKUR Telekom Ltd. (in the following MERKUR) is mediator of the services of different
Telecommunications offerers (in the following platform operator) for the area of the Federal Republic
And obtain Germany in particular Prepay Calling Cards (in the following Calling Cards) in accordance with that
legal regulations and the following AGB in the framework of the technical and operational
Possibilities. By the switching of MERKUR comes excluding a contract between that
Platform operator and the Erwerber of the achievements.

b. In the context of the telecommunication service achievements over the Calling Card the following apply
AGB exclusive. Opposing one or of this AGB deviating conditions of the customer
MERKUR does not recognize on, it is, MERKUR expressly in writing their validity agreed.
This applies also, if MERKUR in knowledge more opposing or of this AGB more deviating
Conditions its achievement unreservedly implements.

II. Achievements of MERKUR

A. MERKUR Calling Cards with their acquisition arrange for the customer using on the Calling
Card indicated and by attention of the procedure the possibility described there granted
will to let manufacture over suitable Dienstleister telephone connections so long under
Consideration of the amount still another sufficient remaining credit balance already abtelefonierten exists.
b. The customer must count on the fact that the telephone connections are not manufactured at any time
can.
C. The customer comes up with the switching of the service excluding a contractual relation with
the respective Calling Card printed offerer and not with MERKUR. The complete
Addresses of the offerers are under point XI.
D. Beyond that MERKUR appears as Dienstleister for the offerers and/or platform operators and operates
for these among other things the Hotline and works on the customer inquiries.

III. Suspend the contractual achievements

A. MERKUR on behalf of the platform operator or the platform operator is justified, those
to suspend contractual achievements without announcement and without adherence to a waiting period, if
i. the customer veranlassung to a cancellation without notice of the contractual relation gave
or
ii. an endangerment of the mechanisms of an assigned telecommunications Dienstleisters or
threatens public security.
b. The platform operator knows the contractual obligation due to labor disputes, higher force or other one
for the platform operator of inevitable circumstances do not furnish, is the platform operator for that
Period of the continuation of the achievement obstacle from the obligation to the contribution that
Contractual obligation freely.

IV. Obligations and obliegenheiten of the customer

A. Disturbances in the use of the Calling Cards and other objections the customer MERKUR becomes as
Assigned the respective platform operator or the platform operator immediately
communicate.
b. The customer is obligated to protect its pin number against unauthorized use.
C. The customer is obligated, on the Calling Card indicated pin number in accordance with the references of the
To use platform operator. In particular it must the numbers for connection out
the firm or portable radio net in accordance with the defaults on the Calling Card use.

V. Terms of payment

A. In each case using the telephone and pin number indicated on the Calling Cards
took place use become the map assets of the customer according to the valid in each case price list in
Height of the actually resulted tariffs on the part of the respective platform operator
loaded. The customer becomes in each case after input of the goal call number its current map assets in
remaining discussion minutes for the up-to-date selected destination, with consideration that
Accession number announced.
b. The facsimile call which can be paid begins with receipt of the call on the Calling Card
Platform of the respective platform operator and starts accordingly with the first vernehmbaren
Announcement. The facsimile call ends, as soon as this connection is separated.
C. In the newspapers, which InterNet as well as price lists of the Calling Cards indicated price are
alterably and the tariff per minute of the facsimile call indicates. The account takes place
in accordance with clocking, and/or so long nothing printed in the newspapers as well as price lists
other one was indicated, in the minutes pulse. The resulting tariff becomes on the next
full amount of cent rounded up.
D. Objections against the load of the map assets are by the customer within 4
To raise weeks after report of the remaining map assets in writing. To the period keeping
is sufficient the punctual sending off of the objection. The omission of punctual objections applies
as permission.
The written objections can both at MERKUR, and at the respective
Platform operator to be arranged. If the objections are addressed to MERKUR, this becomes
the objections go around to the respective platform operator pass on.

VI. Currency of the contract

A. The Calling Card is applicable only for a limited period. The validity period is dependent
of assets present at the map. So long itself on the map a sufficient
Remaining credit balance for the production of a telephone connection finds can the map in accordance with the contractual
Conditions to be used.
b. If on the Calling Card themselves nothing different one is mentioned, the use is beyond that for
maximally 12 months starting from the Erstnutzung, thus the first connection with the Calling Card platform of the
Platform operator possible. Afterwards purge the right for use and at the time still
existing remaining credit balances automatically. A further use of the platform can starting from this time
for this Calling Card to be technically prevented.

VII. Adhesion

A. MERKUR carries out payment of damages, directly from which argument, only for damage, from that
Consultation and switching of the contracts for the platform operators to be derived can in
the following extent:
i. With resolution and rough negligence in full height;
ii. with more easily negligence only with injury of a contract-substantial obligation (cardinal obligation),
limited on the contract-typical and foreseeable damage.
b. The adhesion for all remaining damage - in particular damages, indirect damage or
escaped profit - is impossible.
C. As far as the adhesion is excluded from MERKUR or limited, this applies for that also to the adhesion
Employee, employee, coworker, representative and executing aide of MERKUR.
D. Likewise MERKUR is not responsible for damage, for their developing the achievements, transmission paths or
the technical mechanisms third or the technical mechanism of the platform operator
were causal.
e. MERKUR is not responsible for the unauthorized use of the telecommunication service achievements through third.

VIII. Storage of connecting data

A. MERKUR points out that the resulted connecting data at expiration of one term of 80
Days after report of the remaining map assets of the platform operator to be deleted.
b. If the connecting data were deleted at expiration of the period specified in exp. (A), is MERKUR
on behalf of the platform operator and/or the platform operators themselves to that extent from the obligation to the collecting main
these data for the proof of the correctness of the payment calculation releases.
C. The customer has against the height of the deducted connectingrepaid objections in the mentioned
Period raised, then the platform operator is entitled, the data up to final clarifying that
To store objections.

IX. Data security and communications secret

A. MERKUR commits itself, so far in the context of the services for the respective platform operator
necessarily, the legal regulations for the data security, in particular of the
To consider Federal Law for Data Protection (BDSG) and the telecommunications law (TKG) and
to protect the communications secret.
b. Personal data of the customer are only raised, processed and used, if that
Concerned one consented or BDSG, TKG and/or another legislation it arranges or
permitted.

X. Final clauses

A. Special agreements, deviations or additions of these conditions as per contract require that
Writing.
b. There is the possibility of seeing this AGB and the appropriate price lists in the InterNet
to request or print out. The publication exclusively takes place in the InterNet.
C. A determination of these AGB should be ineffective or become or an actually necessary
Regulation do not contain, then thereby the effectiveness of the remaining regulations of these AGB does not become
affected.
D. It applies the right of the Federal Republic of Germany. The applicability of the UN Kaufrechts becomes
excluded. Area of jurisdiction is Frankfurt/Main.

XI. Addresses of the platform operators

1. goBananas Best quality
MERKUR Telekom AG
Laettichstrasse 1a, p.o. box 525
CH-6341 Baar

2. goBananas More Minutes
MEDIACARD AG
Bitzighoferstrasse 9
CH-6060 seed

3. National call
MERKUR Telekom AG
Laettichstrasse 1a, p.o. box 525
CH-6341 Baar
Stood July 2006l



http://www.banana-card.de/html/allgemeine_geschaftsbedingunge1.HTM


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With Calling Cards one can lower the tariffs for telephone calls from the fixed net e.g. from the dwelling or the hotel room within Germany or abroad substantially. In America and Great Britain Calling Cards are already a matter of course.

What are Calling Cards and as function them?
Calling Cards (English "call maps") are like calling cards: One acquires prepaid discussion assets, which are abtelefoniert with the map, until the assets are exhausted. On a Calling Card find you apart from the value of the map the unlisted number, which consists of at least nine numbers. With this number you can telephone: They call simply the free a choice number of the Calling Card society and enter the number on your map. If you have still assets on its Calling Card, get a free character. Afterwards you select the desired call number and telephone to the more favorable conditions of the Calling Card society.
Our offered products function only with the a choice in Germany.

Card number and codes are transferred by clay/tone choice. With mobile phones is this standard. Who uses the Calling Card in the hotel or in the telephone box, this must possibly change over to clay/tone choice (arrow -, star -, arrow key).

For telephone calls abroad is sucked. "call by call" - procedure a good possibility of lowering the discussion costs.

Calling Cards offer an attractive alternative. For telephone calls into many countries are Calling Cards even still more cheaply than even the Dumping offerers on the call by call market. And with a clearly better net availability, because straight those much approve of call by call offerer are frequently because of network congestion not usable.

By the way: Only quite for telephone calls abroad on a mobile phone is worth the acquisition of a Calling Card.

Superelevated fees in hotels go around
Who telephoned already once in a hotel white that this can become an expensive pleasure. In particular discussions abroad can produce fast costs in two digit euro height.

Calling Cards are beside the own mobile phone the only possibility of going around the made too expensive fees of the hotels. It is completely simple: Calling Cards use an a choice number free of charge, whereby in the hotel no costs arise for them. They pay the Calling Card in advance and have so substantially more favorable fees and full control of the developing costs.

This method is in particular interesting for businessmen and companies, often who (or their coworker) stay overnight in hotels

In business telephone
In the business life bang-hard kostenkalkulation, availability, account accuracy and control counts. Always one cannot wait here with the discussion, until the next fixed net telephone is attainable. The immediate call counts - often also abroad. With Calling Cards lower you your costs of the mobile phone - and keep thereby your costs in the overview.

Present to your foreign guest a Calling Card for favorable discussions into the homeland. It or it will be surprised - and it you will thank.

From the office
Sometimes or must one would like to hold a conversation from the office that at firm costs was not to run.
Here another characteristic of Calling Cards plays an important role: Those of the individual assets. Account for automatically separately. Hold conversations in the company, which can be seized separately, across its Calling Card, and thus across its own property propertyn


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