alis,
You are member marked as this is exactly my thinking except I wasn't around for paiv. Your #s or (holdings), outlook and expectations are very similar to the conclusions I have arrived at as well and the overall way I have learned I[i/] must handle PKs.
IMO, there has to be much to be learned from you.
Thanks & Nite,
Nez
Any society that would give up a little liberty to gain a little security will deserve neither and lose both.
Benjamin Franklin