Sure Greenspan was around, but so were a lot of other people, trends, events. The focus of the post I was commenting on was on the so called "liar loans". But I believe you can throw in much of the sub-primes that are being touted as "predatory". I think a lot of folks were looking for something for nothing and didn't even bother reading what they were getting into, as long as they got that loan. Where is personal responsibility in all of this? Oh, yes, it just isn't fashionable these days. Ugh. By the way, this doesn't mean I don't feel for the people who were genuinely taken by some fast talking salesperson.