Flexpower Inc. (FLXP)

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Chang Chang Chang!!!!

One of the biggest initial turnons for me when I started DD late January was the pickup of Jack Chang, the co-inventor of the ATM. Chang has quite the resume. I put alot of faith in his decision to join Esprit. His expertise will make the EM2 solution come to fruition.

So we know Esprit has a solid backend transaction system running their payday francises. Add in the debit card/atm piece to that and you got a great solution. Someone mentioned INTERNATIONAL growth. Yes, and this solution detailed below targets the money exchange between migrant workers (legal or illegal), and how they tend to send most of their income back to their native land.

The Solutions Card is a full-function branded Debit Card integrated with the EM2 Electronic Wallet. The Solutions card can be issued to U.S.A. companies' employees and members in the U.S.A. and worldwide, even if they are non-residents of the U.S.A. The EM2 is an Electronic Wallet; designed applications are: Employee payroll, International payout ... Some of the other features include Check writing .... Reloading Globally.

Explosive growth has taken place in the young payday advance business in recent months. In addition, many workers in southern California, Texas and other areas wire an estimated $10-12 billion to relatives at home, contributing to a booming business growing 15-20% per year. There are 13,000 check cashing outlets, 14,000 pawn shops, 10,000 payday loan stores and 154,000+ money transfer agents competing for this business today. Many stores/services overlap - providing multiple services at the same site.