SoFi Technologies Inc (SOFI)

[DRJ69]

Yes and by reducing debt, they decrease their interest expense substantially which obviously will help them increase their earnings. I like the CEO, and they are a different type of bank, not the normal brick and mortar bank, kind of like a hybrid bank and fin technology company. Young people are leaving brick and mortar banks for companies like this. I have been disappointed by the stock price action so far but believe this could be a big winner down the road, the question is when? a year, two years, three years, etc? They are growing their revenues, just need to grow their earnings now.