Nothing like owning your home and car when you retire. I could never understand people who keep taking out credit lines against their homes. Paying off your credit cards also helps.
Nowadays even when you do retire, most corporations have phased out pensions, or most retirement plans.
Stock market is approaching 40,000, I never advise anyone to do anything financially, but there is an election coming up, and thew differences between the two candidates is easy to see.
I am a trader, so I go home in cash almost every night.