AppTech Payments Corp (APCX)

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E-rock,

I hear you. Found the following and I think is could be some of each due to differences. Might get big groups done at once and smaller different requirements at different times.

"This means credit union members may be able to access thousands of branches across the nation.

Not All Credit Unions Offer the Same Features
Before opening an account at a credit union, confirm what products and features it offers. While large federal credit unions, such as Navy Federal Credit Union and Affinity Federal Credit Union, offer services on par with most banks, smaller credit unions could be more limited. For instance, some may not offer mortgages or mobile banking apps. Even larger credit unions may be restricted in what they can provide business customers. "We cannot lend on the commercial side as much," Kearns says.

"Almost all credit unions in relation to the largest banks are small," Roe says. However, that's not necessarily a bad thing if you're looking for a financial institution that offers attentive service and a personalized touch.'

Time will tell,

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