Fred We throw SPECULATION out as to HOW it may be taxed and that is ALLLLLLLLLLLLLLLLLLLLLL That is why one HAS A CPA as they will know EXACTLY how to handle it and that is why ya pay em big $$$ to do your returns But I agree with this .""""DO NOT take TAX ADVICE FROM KING FREDERICK QUICKSILVER SCOTT I or BANJO BUFFOON BOB, hereon................""" Now I will put out a comment, if if IFIN we get this kind of money back, any with a brain will not use TURBO TAX and will hire a CPA