Savvy Trades and Investments

[researcher59]

XLK annual returns compared to the S&P 500 since 2004 ..... it's been a good ETF to dollar cost average into each month and not pay capital gains taxes until you sell (except for minor annual distributions that occur) - almost as effective as an IRA in deferring taxes if one holds XLK continuously for many years or even decades.

 
                XLK                        $SPX 
 Year      Year End Price    % Change  Year End Price    % Change    Outperformance 
  
 2003          20.09                       1111.92 
 2004          21.11             5.1%      1211.92           9.0%         -3.6% 
 2005          20.90            -1.0%      1248.29           3.0%         -3.9% 
 2006          23.26            11.3%      1418.30          13.6%         -2.0% 
 2007          26.66            14.6%      1468.36           3.5%         10.7% 
 2008          15.41           -42.2%      903.25          -38.5%         -6.0% 
 2009          22.93            48.8%      1115.10          23.5%         20.5% 
 2010          25.19             9.9%      1257.64          12.8%         -2.6% 
 2011          25.45             1.0%      1257.60           0.0%          1.0% 
 2012          28.85            13.4%      1426.19          13.4%          0.0% 
 2013          35.74            23.9%      1848.36          29.6%         -4.4% 
 2014          41.35            15.7%      2058.90          11.4%          3.9% 
 2015          42.83             3.6%      2043.94          -0.7%          4.3% 
 2016          48.36            12.9%      2238.83           9.5%          3.1% 
 2017          63.95            32.2%      2673.61          19.4%         10.7% 
 2018          61.98            -3.1%      2506.85          -6.2%          3.4% 
 2019          91.67            47.9%      3230.78          28.9%         14.8% 
 2020          130.02           41.8%      3756.07          16.3%         22.0% 
 2021          173.87           33.7%      4766.18          26.9%          5.4% 
 2022          124.44          -28.4%      3839.50         -19.4%        -11.2% 
 2023          192.48           54.7%      4769.83          24.2%         24.5% 
 2024 YTD      201.75            4.8%      4890.97           2.5%          2.2% 
  
 Aggregate                     904.2%                      339.9%        128.3% 
  
 https://www.sectorspdrs.com/sectortracker