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Friday, December 22, 2023 10:47:47 AM
And yes - my concern as a tax payer is ---- how can a lender afford that 2% gift ? Is their a hidden balloon? And if not ---- how can the lender make money if it uses up what little capital it has (as non bank) by giving it away . Seems some sort of bet the lender that is insanely risky or something is hidden
The answer is the lender gets the borrower to pay a higher interest rate and sells the loan above par.
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