$SMME "The Federal Reserve's payment method report states that credit cards dominate while mobile payment apps hardly figure at all as a consumer payment method," said SmartMetric’s President and CEO, Chaya Hendrick. https://finance.yahoo.com/news/smartmetric-says-according-federal-credit-171300547.html?soc_src=social-sh&soc_trk=tw&tsrc=twtr via @YahooFinance