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Sunday, December 17, 2023 11:16:56 PM
Luckily for the lenders, Fannie Mae and Freddie Mac (and Ginnie Mae) are there to alleviate both those risks with the MBS program.
Even today the MBA, NAR, and the NAHB would still prefer that Fannie Mae and Freddie Mac have an Explicit Federal Government Guarantee and it seems that they would finally prefer not to have the GSES 100% controlled by the Executive Branch of the government given the 180 degree turns in policy every time a new administration is in power.
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