Posting on IHUB should be added to this list... RETIREMENT PROBLEMS While most Americans will cite inadequate savings as a concern for their future retirement, a recent survey found that for recent retirees currently struggling in their retirement, other issues like a loss of identity (53%), lack of routine (32%), lack of friends (24%), lack of community (18%) and watching too much TV (12%) all ranked ahead of financial difficulties (10%) in causing problems. (SOURCE: RETIREMENT COACHES ASSOCIATION