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Thursday, May 18, 2023 11:09:42 PM
the current $13.4 trillion in outstanding home mortgages
and over $1.5 trillion in other outstanding consumer loans.
See Urban Institute, Housing Finance Policy Center,
Housing Finance at a Glance: A Monthly Chartbook 6
(Apr. 2023), https://perma.cc/KKV6-2WGH (Housing Fi-
nance at a Glance); SIFMA, US Asset Backed Securities
Statistics (May 4, 2023), https://perma.cc/2APC-S2HJ."
"Nonbank creditors, for example, dominate large portions
of the consumer-lending markets and finance more than
four in five new government-backed mortgages. See, e.g.,
Housing Finance at a Glance 11 (83% of all government-
backed originations in March 2023). Yet without second-
ary-market financing, they cannot afford to lend."
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