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Thursday, March 23, 2023 4:52:08 PM
20-3471
CFPB v. Law Offs. of Crystal Moroney
United States Court of Appeals
for the Second Circuit
August Term 2021
Argued: January 18, 2022
Decided: March 23, 2023
No. 20-3471
CONSUMER FINANCIAL PROTECTION BUREAU,
Petitioner-Appellee,
v.
LAW OFFICES OF CRYSTAL MORONEY, P.C.,
Respondent-Appellant.*
Appeal from the United States District Court
for the Southern District of New York
No. 20-cv-3240, Kenneth M. Karas, Judge.
Before: KEARSE, WALKER, AND SULLIVAN, Circuit Judges.
Respondent-Appellant the Law Offices of Crystal Moroney (“Moroney”) is
a law firm that principally provides legal advice and services to clients seeking to
collect debt. As the agency charged with regulating this industry, the Consumer
Financial Protection Bureau (“CFPB”) served Moroney with a civil investigative
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