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Re: jog49 post# 747924

Thursday, 02/09/2023 2:23:07 PM

Thursday, February 09, 2023 2:23:07 PM

Post# of 796535
No, I think EVERYONE in Mortgage Banking learned that giving anyone with a pulse a mortgage was not a good idea for the borrowers, lenders, the housing market, and the world economy.

You can see how far the pendulum of easy credit has swung from 2005-8 to today. Higher fico's higher down payments real underwriting.