The point of all of that info in the last posting is, the DOJ helped Ocwen sue the CFPB in response to CFPB lawsuits against PHH -Ocwen.
The other time the GOVT -DOJ REQUIRED that they use a Mortgage Servicer which basically protects them against the lawsuits when New Renz, the loan servicer, handles the lawsuits.
Ocwen bought New Renz to service their loans in response to the lawsuits instead of an outside agency doing it and when you call and talk to ANY OF THEM,you still get INDIANS , as in the country, on the phone. They did it as a coverup scam.
Was the government involved by advising them to do it or allowing them to buy a servicer that is basically a shell company according to these lawsuits, to service the loans? I can't say for sure but they're doing it.. Every complaint says the same thing. Confusion. You can't speak to anyone that knows what's happening and they nearly always turn you over to an Indian or foreign rep , they drag it out until the home owner is in foreclosure and loses their home or has to get a lawyer to sue them.
By that time it cost the homeowner all sorts of fees for foreclosure, lawyers and many times they end up losing their homes.
Sure the government or some big lawyer eventually sued them and they get judgements but who wants to lose their home to find out? The law does nothing many times until it's too late. Thousands are scammed.
I spent 2 months day and night reading their crap and talkingll to people I knew someone who went through it. Their stories are all the same. Lies and misinformation, missing money, "" MISAPPLIED payments".months and years of dealing with crooks mostly in India.
You think somebody don't know this after 20-30 years?
They all do but they're fighting against the nepotism in the system and / or maybe even complicity. It doesn't matter to the homeowner either way. All they know is that their home is being stolen and nobody is doing ANYTHING to stop the thieves.
