Wednesday, September 14, 2022 11:34:50 AM
In 2006, "LA" Hoch was awarded Patent 7,021,530:
Abstract
A system and method for managing and processing stored-value debit, check card, signature debit, PIN based card or automatic teller machine (ATM) cards and bill payment from a variety of access points. Enrollment occurs between a card issuer and a card holder resulting in issuance of the card. When using the card, the cardholder will input the card into an input device. Cardholder information is routed to an initial network and then to the ATM/debit network. The information is then sent to the issuer. The issuer verifies the transaction to the input device and prompts the cardholder with options. For bill payment, the cardholder is provided a list of billers. The cardholder selects the appropriate biller and inputs all necessary information. A transaction is created to debit the cardholder's electronic account and credit the biller's account. This information is then routed to biller and confirmation is provided by the input device.
Mr. Hoch and CEO M.R. Long, were ahead of their time in 2006. The need to streamline various digital payment methods is in the here-and-NOW!
Helping hand smart cards and iPhone payment fUSIOn support? E2E EBPP&H security & distribution clarity needed, when 739 billion dollars floods America.
Hoch, Long & Jones patent payment protection... ahead of its time. Once rules and regulations governing payment and "security" iron-out, Texas Billserv/Payserv Fusioneers could get recognition, understanding & investor attention.
"I'm All-In" ... DEAL!
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