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Bank of America just launched a zero down payment mortgage in 21 cities that could make it much cheaper and easier to buy a home

The loans are subject to rigorous underwriting and are based on credit guidelines including on-time bill payments including rent, utilities, phone and auto insurance payments. Eligibility is based on income and home location. No minimum credit score or mortgage insurance is required.

Applicants do not have to be Black or Hispanic/Latino to qualify for the loans.

Before applying, applicants must complete a homebuyer certification course provided by housing counseling partners approved by Bank of America and the Department of Housing and Urban Development.

Imagine getting approved for a mortgage on your dream home without having to make a down payment, pay closing costs, or have a certain credit score.

That will become a reality for borrowers in 21 cities after Bank of America announced a new mortgage plan

https://mobi-me.net/news/bank-america-just-launched-zero-down-payment-mortgage-21-cities-could-make-it-much-cheaper-and