bar1080 Sorry but while I was sitting outside cooking those ribs I went over my math in my head and was I off by a factor of 10. It should have been $100/5.40=18.51*.1705=$3.15 per month vs .05*4.33=.2166 So for each $100 dollars invested into TGIF you get $0.2166 a month while the same $100 in USOI brings in $3.15 a month Not much of a guess which one I will be invested in. USOI USOI USOI GO4AWILDRIDE