10K: "We expect the Administration will continue to implement a regulatory reform agenda that is significantly different from that of
the previous one. This reform agenda could include a heightened focus on affordability, equity, sustainability, and climate. It is
uncertain whether, and to what extent, potential action by Congress or the Administration will affect our regulatory compliance."
"For example, we may purchase loans that offer lower expected returns on our investment and potentially increase
our exposure to credit losses. We may also make changes to our business in response to our duty to serve underserved
markets or equitable housing finance requirements that could adversely affect our profitability.
If we do not meet our housing goals or duty to serve requirements, and FHFA finds that the goals or requirements were
feasible, we may become subject to a housing plan that could require us to take additional steps that could potentially
adversely affect our profitability. The benchmark levels for our single-family and multifamily affordable housing goals for 2022
increased significantly compared to those for 2021. While we may achieve these housing goals by meeting or exceeding either
the FHFA benchmark level or the market level, these increases to the benchmark levels may require additional changes to our
business, and we may not meet these housing goals. In addition, because we did not meet one of our housing goals for 2020
and FHFA determined that achievement of that goal was feasible, FHFA required us to submit a housing plan that indicates
how we plan to meet the missed goal during 2022 to 2024. We submitted our housing plan to FHFA in February 2022. If we fail
to comply with this housing plan, when approved, FHFA could take additional action against us."
"...all currently pending material litigation related to our conservatorship and/or the
Purchase Agreement must be resolved or settled and we must indemnify Treasury and the United States from and against any
loss, cost, or damage of any kind arising out of our placement into conservatorship or the August 2012 amendment to the
Purchase Agreement in order to (1) use up to $70 billion in proceeds from issuances of common stock to build capital or (2) exit
from conservatorship."
"As of January 31, 2022, we had 1,545 common stockholders of record."
