Tuesday, December 14, 2021 3:53:59 PM
"I don't think that the government backing 90% of the mortgage market is appropriate or relevant. I think that there is a role for the private sector."
"There's nothing broken in the mortgage market in terms of delinquencies and defaults...There really is nothing broken so what is there to fix from an economic perspective, other than the government backing 90% of the loans that are issued?"
"The 30 year mortgage provides certainty and comfort...to many borrowers. I don't see it going away."
"I was hoping that we would witness housing finance reform, and I'm still hopeful that that will happen before I retire from government."
"I'm hoping that we will see more private sector participation in the market. I've been hoping that for about five years now."
"I was actually going to count the number of bills that had been introduced in Congress since 2007 to address or how to tackle housing finance reform. But I just thought what a fruitless exercise...What is the trigger that will move this issue and not just kick the can down the road."
TBF she also said she wants more CRT's, though.
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