Fannie Mae-No Politics (FNMA)

[Robert from yahoo bd]

If the federal government wants to promote 0 down payment mortgages I think HUD through their FHA program is the way to go. Sandra L Thompson keeps saying it's responsible affordable housing lending but if the buyer can't save for a down payment what's going to happen when there is a housing market downtown or they need to replace the roof and HVAC at the same time?