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Sunday, September 12, 2021 12:32:27 PM
This sounds risky as sh*t: "To make affordable, sustainable home mortgages more available to lower wealth households, the GSEs
can take a number of steps. First, the GSEs should expand the availability of their low down payment
mortgages as well as other programs to assist homeowners with less wealth to obtain a mortgage and
sustain potential financial volatility during the mortgage. The GSEs should also remove so-called credit
overlays that are additional loan restrictions beyond the qualifications otherwise required for loans, as
these exclude sustainable loans.49"
Why can't the government through the FHA do these high risk loans?
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