Ripple (XRPUSD)

[MindlessSelf]

These are not 100% returns. These are 4 to 5% a year. Nexo model is they also have lube of credit which you pay to borrow. They also have their own coin which if you buy into gets you better earnings and lower borrowing rates but is generating more money. They even issue 30% back as a dividend to their Nexo coin holders. They have to be taking those existing fixed loans and depositing them somewhere to earn a return as well. They could sit in a pool where others are borrowing and that fee is then coming back to us in form of staking.

You are suggesting this is a pyramid scheme?