Houmu Holdings Ltd (HOMU)

[Howzitgoing]

Has anybody requested Fidelity to NOT allow your shares to be loaned?

This should be an easy way to determine if the dividend is Fidelity only:

If you have a CASH ACCOUNT with Fidelity AND you see the notice of the divvy, this should mean the divvy is originating from the company. Fidelity should NOT be issuing the "Dividend/Capital Gains Distribution" with cash accounts because it's illegal for all brokers to borrow and lend shares via cash accounts.

If you have a MARGIN ACCOUNT with Fidelity AND you see the notice of the divvy, it's possible that Fidelity is paying the distribution.

However, confusing point in the Fidelity Margin Agreement:
I acknowledge that I am not entitled to any compensation in connection with securities lent from my account ... (Emphasis mine.)

If you allow TDA to lend your shares, it's possible that you can share in the nefarious proceeds. TDA Agreement: I understand that in certain situations in which you have borrowed my securities, I may receive a “payment in lieu” of the dividend issued (see Margin Handbook for more details).