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Thursday, September 10, 2020 12:15:08 PM
I understand that they are not countercyclical, that is, during a downturn, you will not be able to issue more CRT's because independent capital will dry up. Some allowance should be made for this lack of countercyclicality. But, since you have so much cash escrowed, you should still be able to count that cash toward your overall capital requirement.
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