From 9:00 am today: https://teknologi.bisnis.com/read/20200225/266/1205772/antisipasi-gagal-bayar-fintech-data-center-diperkuat They say it will take them 6 months to get all existing p2p lenders integrated. The FDC is going to be like a credit bureau. None of this stuff exists. They are literally building the industry on the fly.