Berkshire Hathaway Inc (BRK.B)

[bar1080]

I have corp and muni bonds but for individuals, bank CDs can sometimes be very good, and they're government insured. He doesn't mention those. Last year around this time I picked up some 5-year CDs paying 3.0% and 3.5%. I still have some very old Matured EE bonds paying 4.0%. With things like that you can eventually come out whole by holding until maturity. And the SWAN benefits, Sleep Well At Night, enable you too hold your riskier things in bear markets.

I'd take stuff like that over gold stocks because I suspect that many small foreign gold miners are mostly scams. Maybe that's why they didn't do well in 2008?

You have to go with stocks longterm. Sure they collapsed in 1929, but counting dividends, the blue chips broke even by the late 1930s, and then took off.

As for commodities that's a whole different skill set. Didn't most crash in the Great Depression?