Using KFUND as a principal for loans.
There will be what you see now, the p2p. Where Indonesians can fund loans for other Indonesians.
Then what comes next is a partnership with a bank. Where KFUND acts as the facilitator for the bank to lend money.
See the banks realize they dropped the ball a long time ago. Who actually wants to leave the office, and go the markets, the farms, the rural areas and take the time to finance these people? Well, that's whats been happening, and now the banks see the money theyre losing that's going into the pockets of the lenders. So what better than to partner with the people who are taking all your business, or the business you were to lazy to chase.
KFUND, just like all the other p2p's which have partnered up with banks doesn't care who funds the loans, the fees still apply for facilitating the loan. Plus you gain access to the banks existing customer base.
Modalku partnered with Bank Sinarmas
Akulaku partnered with PT Bank Yudha Bhakti Tbk
Koinworks partnered with a subsidiary of Bank Mandiri
Amartha partnered with Bank Mandiri, as well as Perum Jamkrindo
Mekar partnered with Amar Bank
Etc., Etc.
