Arrayit Corporation (ARYC)

[I-Man]

Someone is BSing you then. because we all got letters from TD over a week ago about this acquisition by Schwabb... Told to look forward to new, wonderful things happening for all account holders by Spring in fact...

Funny, cause now TD just announced new Collateral Lending Program for members out... Rates 30 day LIBOR + 1.50 to 3.50 %... But there are conditions and it does NOT work for OTC and small cap stocks.:::

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Our Collateral Lending Program, underwritten by our affiliate TD Bank, offers a convenient way to finance almost any need - without having to liquidate your security holdings. If your account is eligible, your existing portfolio can be used to finance a variety of goals and needs.1 These may include:


Short-term cash flow gaps

Business expenses, including day-to-day or longer-term capital expenditures, or interest in a business partnership

Education expenses and other memorable life events2

Real estate and luxury purchases

Liquidity for estate planning

Tax planning

Refinancing high-interest-rate debt or credit cards.


Credit lines are available based on the value of your eligible and pledged securities. The amount borrowed is typically between 50% and 60% of a client's diversified investment account portfolio.


Marginable equity securities, including ETFs and most mutual funds that must have a value of at least $5 per share and a $300 million-plus market cap.

Cash and cash equivalents, such as certificates of deposit
Fixed-income investments, including most investment-grade corporate, Treasury, municipal, and government agency bonds.

Additionally, not all securities or account types are eligible to participate in this program, including, but not limited to, retirement accounts. Eligible account types include individual and joint accounts, family offices and related structures, and personal holding structures, such as corporations, LLCs, LPs, and Trusts. For-profit operating entities and not-for-profit accounts are not eligible.