ARYC....NO...I had to sell about 6-8 weeks before the run I was waiting for because I had to pay caregivers almost a grand a week to prove to my home care ins co that I need full time care after my stroke. I missed the run up but got my coverage started for 2 full years at about 90k per year tax free to me. Caregivers got about a half, I got the rest...like an AFLAC income protection policy. I then bought all my shares back at about twice what I first bought them for and still have one more year of home care, now with the 'inflation guard' feature I bought, increases my benefits 5% per year. So this year I get about $40./per hour tax free, and pay my care givers $15. per hr...and they are very happy to get that. As I reminded them a while back, what I get cost me an arm and a leg 12 years ago. I had been in the insurance business about 20 years at that time and when I saw this 'too good to be true' policy I got busy selling it to my clients....I realized, hey, I get commission to buy it and every year I keep it so, even being healthy as a horse at that time, I wrote myself a policy at age 56......which turned out to be the best investment I ever made to date. I don't even have to pay premiums while on claim...wow. Toogood? Yes, it bk'd the company but the state guarantee funds take over and continue to pay all claims.....the fund for my policy still has $250,000. left....my claim runs out in Aug....I am good. I will then join one of my families for a place to live and help. They all love 'funny Grandpa'.....Now I ply these dogs with my SS check of almost 3k a month. Thanks for your concern. GLTY
ARYC
REGARDS, TOM HAPPY HOLIDAYS....This may be my last...type2 diab and infections not good. Stay well.
