you should go back and read my post about how all these companies you mention got started. You know most are only less than 3 years old right? Modalku, Koinworks, Investree. See how much money Modalku got started with $1.7 mil. How Koinworks was thrilled with their last round of funding that raised $12 mil.
There isn't a lot of ground to make up here. Read the article about Investree, where they say they were "bootstrapping" to find $500,000.
Making up ground isn't an issue, actually getting $7.5 million is.
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