Fannie Mae-No Politics (FNMA)

[Golfbum22]

with 18.75 a share I might consider dipping into retirement share monies


can someone confirm below

taxes on selling shares beyond 1 year is 15%- yes?(question #1)

then if I am selling some retirement shares with a 10% penalty tax for withdrawing early,
penalty tax would be 10%=yes?(question #2)

so basically I would be paying only 25% in taxes to get money before retirement. Not bad, not great, but not bad if I need the money because working right now paying around that amount anyways.

TIA