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Types of loans in Kfund
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Benefits for Borrowers
The main target of KFUND is Micro entrepreneurs who have not been touched by conventional banking services, this means opening up opportunities for micro and small businesses to get easier and faster access to finance. With a good loan history at KFUND, we hope to be a reference for Borrowers to obtain greater financing from banks or other financial institutions in the future.
Minimum Requirements
Indonesian citizens
Ages 21 to 60 years
Work or earn a living
(Private & Civil Servants)
Start a loan with a few easy steps
1
List
Download the KFUND Application from the Google Play Store / IOS App Store
2
Submit an Online Loan
You can complete the registration process in just 15 minutes
3
Pre-Approval
We will notify you of the loan interest rate
4
Upload Document
Upload all documents required for your loan application
5
Funding Process
Each Funder can start funding to meet your loan
6
Loans Disbursed
Loan funds will be disbursed to the bank account that you designate
Apply for an Online Loan Now
Don't hesitate to apply for an online loan at Kfund right now. Starting from the needs of Business Loans, Health, and Education
Submit a loan
Need help? Contact (021) -293278996 or send email to cs@kfund.id
Monday to Friday 09: 00-18: 00 (GMT +7)
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FAQ
© Kfund 2019. All Rights Reserved. PT. Indonesia's Savings and Loans Performance
Attention:
Information Technology Based Lending and Borrowing Services ("Fintech Lending") is a civil agreement between the Lender and the Loan Recipient, so that all risks arising from the agreement are fully borne by each party.
Credit risk or default is fully borne by the Lender. No state agency or authority is responsible for the risk of default.
Operator with the approval of each User (Lender and / or Loan Recipient) accessing, obtaining, storing, managing and / or using User's personal data ("Data Utilization") on or inside objects, electronic devices (including smartphones or telephones cellular), hardware or software, electronic documents, applications or electronic systems belonging to the User or controlled by the User, by notifying the purpose, limitations and mechanism of Utilizing the Data to the concerned User before obtaining the said consent.
Lenders who do not have the knowledge and experience of lending and borrowing, are advised not to use this service.
Loan recipients must consider the loan interest rate and other costs according to their ability to repay the loan.
Every cheating is recorded digitally in cyberspace and can be known to the public at large on social media.
The user must read and understand this information before making a decision to become a Lender or Lender.
The Government, in this case the Financial Services Authority, is not responsible for any violations or non-compliance by the User, both the Lender and the Lender (either due to the user's intent or negligence) of the provisions of the legislation or the agreement or agreement between the Provider and the Lender and the Lender / or Loan Recipient.
Every transaction and lending and lending activity or carrying out an agreement regarding lending and borrowing between or involving the Operator, Lender and / or Loan Recipient must be done through an escrow account and virtual account as required under the Financial Services Authority Regulation Number 77 / POJK.01 / 2016 concerning Information Technology Based Borrowing and Lending and Borrowing Services and violations or non-compliance with the provisions are evidence of violations of law by the Operator so that the Operator is obliged to bear the damages suffered by each User as a direct result of violations of the law above without prejudice to the rights of the User who suffers losses according to the Civil Code.
Original Indonesian text:
Target utama KFUND adalah pengusaha Mikro yang belum tersentuh layanan perbankan konvensional, hal ini berarti membuka peluang bagi para pelaku usaha mikro dan Kecil mendapatkan akses pembiayaan yang lebih mudah dan cepat.
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