Privacy Policy
At Davis Trust Company, Trust is not only part of our name, but it also forms the basis for the relationship we have with each one of our banking customers. We pledge to our customers and visitors to our website to honor that relationship with great care. We believe that your privacy should not be compromised. Personal Information may be collected through the submission of account applications, online banking transactions, or through the use of online tools such as interactive calculators. A detailed description of the principles contained in Davis Trust Company's Online Banking Privacy Policy is provided below.
Respect of Right to Privacy
Davis Trust Company (the Bank) recognizes and respects your right to privacy. You have a right to expect your personal financial information to remain private and secure. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to safeguard your nonpublic personal information.
Collection and Use of Personal Information
All personal information collected and retained by the Bank is used for specific business purposes: to protect and administer your personal accounts and transactions, to comply with state and federal banking laws and regulations, and to help the Bank better understand your specific financial needs and suggest tailored products and services.
Information is accumulated from a variety of sources. Some information you provided directly to the Bank. Other data is developed by the Bank as a result of providing products and services. We collect nonpublic personal information about you from the following sources: Information we receive from you on applications for loans or other forms; Information about your transactions with us or others; and, Information we receive from a consumer reporting agency (e.g. credit bureau). We limit the use and collection of information about our clients to that, which is necessary to administer our business, provide expected service, and offer products that we think will be of specific interest. We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
Maintenance of Accurate Information
The Bank has established procedures to help ensure that your financial information is accurate, current and complete in accordance with reasonable business standards. Should you ever believe that our records are inaccurate or incomplete, please let us know. We will promptly investigate your concerns and correct all inaccuracies.
Limited Employee Access to Personal Information
Davis Trust Company limits employee access to your personal information to Bank employees with a business reason for knowing such information. We educate all employees about the importance of confidentiality and customer privacy.
Third Party Disclosure Restrictions
Davis Trust Company does not share specific information about client accounts or other personally identifiable data to unaffiliated parties for their independent use, except for the exchange of information necessary to: 1) complete a client requested transaction; 2) comply with court orders; 3) execute exchange of loan payment and credit history information with consumer reporting agencies (e.g. credit bureaus); or 4) fulfill client requests that their personal information be supplied to an outside third party. The Bank requires all third parties obtaining this information to adhere to similar and equally stringent privacy policies, as well as to agree not to further use, share, or sell such information.
Disclosure of Privacy Policies
Davis Trust Company is committed to ensuring the privacy of personal information. We want you to understand how we accumulate and use your private information and our commitment to safeguarding that information. If you have any questions or concerns about Davis Trust Company's privacy principles, please let us know. You may contact us in person, by phone, by mail or through e-mail. We promise to respond quickly to your concerns.
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