Except for ... Guarantee on page 83 On September 30 ... the principal will be repayable in five annual equal installments from the sixth anniversary date of the disbursement of the loan; • the loan is secured by a guarantee from BioAmber Inc.; and secured by (i) a general security agreement representing a valid charge on BioAmber Sarnia’s present and future accounts receivable, inventory, equipment and other personal property and (ii) a valid charge against the leasehold interest on