There are laws governing loans Credit cards can only charge so much interest I own a fairly large company and when people do not pay me in tine I am governed by the law and can only charge 18% interest This was a loan that had a contract for what I understand was for interest Why did we not stay with that contract Management on its own converted that to a deal that adds up millions upon millions in compensation Was this legal Was the agreed conversion rate agreed on before the last stock split? Also I think that the conversion rate at the very least should have been determined on the average of the last so many trading days Do you know who owned the loan There is a posting that I will look for that explained how all the stuff on this loan is extremely fishy