Good point there . . I think manarino talked about that a while back . . . . interesting topic on a side note . . Why would people buy bonds ? . .When we account for inflation . . the return is joke IMHO. . I just do not see why . . I am pretty sure most of the ihub guys can destroy 3 % . . Good to see you are still around though . . thanks for the support . . (I still have some expired food for discount if you are interested jks . . ) . . ; )