KBK Capital Trust I 9.50% TruPS (fka KBKCP)

[Enterprising Investor]

USFG (fka KBK Capital) began deferring dividend payments in July 2004.

The indenture agreement permitted payment deferral through September 2009.

Subsequently, USFG obtained forbearance agreements from certain shareholders further extending the deferral of dividend payments through 3/31/20.

In consideration of the forbearance, these stockholders' dividends accrue an additional 1.50 percent on the sum of the liquidation value, plus any unpaid dividends from 11/30/09 through 3/31/20.