CIB Marine Bancshares Inc. (CIBH)

[XM ROCKS]

Like I have said before, Market Makers do not care about the price.....we all know the true value of the shares. We need buyers of the shares. We are a long ways from four years ago. Some stocks never go up. I have had many that have went BK due to mismanagement or scams. This is being managed very well, and my opinion, the best it’s ever been. So much so that I have the quantity of shares that I do. I do feel like there is a reason that someone other than the bank outbid them for the preferred. I do hope that they are going to let us continue to complete the retirement of those shares. If not, the direction that we are on will not change. No dividends, no market for the preferred shares for the most part. Common shares will continue to have the vote.......insiders own about 8 percent, I own about 3 percent. Many others own the rest. I am sure that we will eventually realize the true value of the shares. I do NOT want to acquired and merge. There still are mergers and consolidation of the industry going on.........so who knows.