CIB Marine Bancshares Inc. (CIBH)

[XM ROCKS]

I started with 500 shares at $25.00 back in 01 or so. Slowly started swapping out some profits from SIRI with CIBH. I stepped it up quite a bit in the .30 to .40 cent range when we went from red to black. Once we get the preferred shares off our back, or as many as we can, it’s going to significantly improve the value of the common shares. Insider holdings are about 9 percent. Management is 100 percent committed to adding value to the commons AND the preferred. Looking forward to another good year. I feel we will be well into the low 2’s by third quarter. There has been some accumulation going on......volume is picking up for sure.