KS on the plus side nobody here is in a worse financial position than me. Nobody. I owe the IRS thousands of dollars that I'll be paying back for the rest of my life unless I finally get it together and pull the trigger. Not fraud like SIAF, but major errors I made with my taxes combined with an administrative error on their end.
So the good news is, you cannot possibly be in negative net worth from SIAF because it cannot be bought on margin!
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