SSKILLZ1- that's a tremendous record, especially in light of your starting age. Thought I was doing fairly well having 2014-15 as my negative hiccup going back to when I started keeping track in 2006.
I'm like you in regards to being more a safer turtle investor (never use leverage, do just fine, heavily in cash for awhile now- consider myself lucky to likely finish this year in the green).
I don't mind stealing bread from the mouths of decadence... But I can't feed on the powerless when my cup's already overfilled.
-Temple of the Dog