Since the "moderators" feel my response was too harsh for the delicate eyeballs on this board, let me rephrase it:
Fairness is a construct that the weak use to justify not pulling themselves up. Life isn't fair. I do appreciate your offer to help me out of my situation, however I believe I am responsible for it and therefore should be the one to rectify it. I was hoping to "invest" my way out of it by putting by savings into this incredible concept, but it appears I neglected to account for the less than honorable character of the management team - again, my fault.
My hopes are what led me to this predicament, so I will take your advice and "think differently": no more "hope". It will be objectivity only from here on out.
Objectively speaking, this is not a good investment when compared to other "opportunities" out there.
Merry Christmas to All. I hope your dreams are filled with sugar plum fairies and figgy pudding. Except for Joey; I hope Santa shits in his stocking.