I agree with TF on Sept. and Oct. seeing tax loss selling from seasoned traders ahead of crowd... And then they can re-enter in Nov. or Dec... Best months for bottom buying generally favor these 2 months versus conventional wisdom of Nov. and Dec... Until this year, I actually looked at tax loss selling in late Jan. and then Feb... Gets to take advantage of the new year up flurries that can help lower losses on deadbeats that didn't pan out... Gotta buy brave while fear is in the air... But ya need adequate funding to pursue the opportunities... Ahh, the dreams of better funding days ahead are why we all swing...LJ